/* FinMarketplace design system — лёгкий аналог Tailwind для SSR, без runtime-CDN. */
:root{
  --blue:#1D4ED8; --blue-700:#1E40AF; --blue-900:#172554; --indigo:#4F46E5;
  --green:#10B981; --green-dark:#059669; --amber:#F59E0B; --red:#EF4444;
  --bg:#F8FAFC; --white:#FFFFFF; --ink:#0F172A; --muted:#64748B; --soft:#94A3B8;
  --line:#E2E8F0; --line-2:#CBD5E1; --card-shadow:0 1px 2px rgba(15,23,42,.04),0 12px 30px -18px rgba(15,23,42,.22);
  --radius:16px; --radius-sm:12px; --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:15px;line-height:1.55}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:none}
img,svg{max-width:100%}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:840px}
.muted{color:var(--muted)}.soft{color:var(--soft)}.small{font-size:13px}.tiny{font-size:12px}
.center{text-align:center}.nowrap{white-space:nowrap}
.mt-0{margin-top:0}.mt-1{margin-top:8px}.mt-2{margin-top:16px}.mt-3{margin-top:24px}.mt-4{margin-top:32px}
.mb-0{margin-bottom:0}.mb-1{margin-bottom:8px}.mb-2{margin-bottom:16px}.mb-3{margin-bottom:24px}
.flex{display:flex}.items-center{align-items:center}.justify-between{justify-content:space-between}.gap-1{gap:8px}.gap-2{gap:16px}.wrap{flex-wrap:wrap}
.grid{display:grid;gap:18px}
.hidden{display:none}
h1,h2,h3,h4{line-height:1.18;margin:0 0 12px;letter-spacing:-.02em}
h1{font-size:clamp(28px,4vw,44px);font-weight:800}
h2{font-size:clamp(22px,2.6vw,30px);font-weight:800}
h3{font-size:18px;font-weight:750}
p{margin:0 0 12px}
.lead{font-size:18px;color:#334155;max-width:760px}
.eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);background:#EEF2FF;border-radius:999px;padding:5px 10px}

/* header */
.site-header{background:linear-gradient(120deg,var(--blue-900),var(--blue) 55%,#3730A3);color:#fff;position:sticky;top:0;z-index:40;box-shadow:0 8px 30px -16px rgba(29,78,216,.65)}
.header-inner{display:flex;align-items:center;gap:22px;min-height:66px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:900;font-size:20px;letter-spacing:-.02em;flex:0 0 auto}
.logo-mark{width:36px;height:36px;border-radius:11px;background:#fff;color:var(--blue);display:grid;place-items:center;font-size:19px;font-weight:900;box-shadow:inset 0 -3px 0 rgba(29,78,216,.16)}
.logo span b{color:#93C5FD}
.main-nav{display:flex;gap:4px;align-items:center;flex-wrap:wrap}
.main-nav a{color:#DBEAFE;font-weight:600;font-size:14px;padding:9px 11px;border-radius:9px;transition:.15s}
.main-nav a:hover,.main-nav a.active{background:rgba(255,255,255,.12);color:#fff}
.header-actions{margin-left:auto;display:flex;gap:8px;align-items:center}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;cursor:pointer;font:inherit;font-weight:750;padding:11px 18px;transition:transform .12s ease,box-shadow .12s ease,background .12s}
.btn:active{transform:translateY(1px)}
.btn-white{background:#fff;color:var(--blue-700)}
.btn-white:hover{background:#F1F5F9}
.btn-ghost{background:rgba(255,255,255,.13);color:#fff;border:1px solid rgba(255,255,255,.22)}
.btn-ghost:hover{background:rgba(255,255,255,.2)}
.btn-primary{background:linear-gradient(180deg,#12C48B,var(--green) 60%,var(--green-dark));color:#fff;box-shadow:0 10px 22px -10px rgba(16,185,129,.8);position:relative;overflow:hidden}
.btn-primary::after{content:"";position:absolute;inset:0;background:linear-gradient(110deg,transparent 20%,rgba(255,255,255,.45) 45%,transparent 70%);transform:translateX(-120%);animation:shine 3.6s infinite}
@keyframes shine{0%,55%{transform:translateX(-120%)}80%,100%{transform:translateX(120%)}}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:var(--blue-700)}
.btn-outline{background:#fff;color:var(--blue);border:1px solid #C7D2FE}
.btn-outline:hover{background:#EEF2FF}
.btn-sm{padding:8px 13px;font-size:13px;border-radius:9px}
.btn-block{width:100%}

/* hero */
.hero{background:linear-gradient(125deg,#172554 0%,#1D4ED8 52%,#4F46E5 100%);color:#fff;padding:46px 0 58px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(147,197,253,.28),transparent 65%);right:-120px;top:-180px}
.hero::after{content:"";position:absolute;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(16,185,129,.22),transparent 65%);left:-140px;bottom:-220px}
.hero .container{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:start}
.hero h1{font-size:clamp(30px,4vw,48px);margin-bottom:14px}
.hero h1 em{font-style:normal;color:#A7F3D0}
.hero p{color:#DBEAFE;font-size:17px;max-width:610px}
.hero-points{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.hero-points span{font-size:13px;font-weight:650;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);padding:7px 11px;border-radius:999px}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:24px;box-shadow:0 30px 70px -30px rgba(2,6,23,.65)}
.hero-card h3{font-size:19px}
.slider-row{margin:16px 0}
.slider-head{display:flex;justify-content:space-between;align-items:center;font-weight:700;font-size:14px;margin-bottom:7px}
.slider-head output{color:var(--blue);font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;width:100%;height:6px;border-radius:99px;background:linear-gradient(90deg,var(--blue) var(--fill,50%),#E2E8F0 var(--fill,50%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--blue);box-shadow:0 2px 8px rgba(29,78,216,.35);cursor:pointer}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:5px solid var(--blue);cursor:pointer}
.select,input[type=text],input[type=tel],input[type=email],input[type=password],input[type=number],input[type=url],textarea,select{width:100%;border:1px solid var(--line-2);background:#fff;border-radius:11px;padding:11px 12px;font:inherit;color:var(--ink);outline:none;transition:.15s}
select:focus,input:focus,textarea:focus{border-color:#818CF8;box-shadow:0 0 0 4px rgba(99,102,241,.13)}
textarea{min-height:110px;resize:vertical}
label{font-size:13px;font-weight:650;display:block;margin-bottom:5px}
.field{margin-bottom:13px}
.check{display:flex;gap:9px;align-items:flex-start;font-size:13px;color:#334155;margin-bottom:10px}
.check input{width:17px;height:17px;margin-top:1px;accent-color:var(--blue)}

/* category tiles */
.section{padding:34px 0}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:16px;margin-bottom:18px}
.section-head p{margin:0;color:var(--muted)}
.cat-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:12px}
.cat-tile{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px 12px;text-align:center;color:var(--ink);box-shadow:0 1px 0 rgba(15,23,42,.02);transition:.16s}
.cat-tile:hover{transform:translateY(-2px);border-color:#BFDBFE;box-shadow:var(--card-shadow)}
.cat-tile .ico{font-size:24px;line-height:1}
.cat-tile b{font-size:13px;line-height:1.25}
.cat-tile span{font-size:11px;color:var(--muted)}

/* offer cards */
.offer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.offer-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--card-shadow);display:flex;flex-direction:column;gap:12px;position:relative;transition:.18s}
.offer-card:hover{transform:translateY(-3px);border-color:#BFDBFE}
.offer-top{display:flex;gap:12px;align-items:center}
.org-logo{width:48px;height:48px;border-radius:13px;display:grid;place-items:center;color:#fff;font-weight:900;font-size:18px;flex:0 0 auto;letter-spacing:-.03em;box-shadow:inset 0 -3px 0 rgba(0,0,0,.16)}
.offer-top h3{font-size:16px;margin:0 0 3px;line-height:1.25}
.offer-top .org{font-size:12px;color:var(--muted)}
.rating-line{display:flex;align-items:center;gap:5px;font-size:12px;color:var(--muted)}
.stars{color:#F59E0B;letter-spacing:1px;font-size:13px}
.badges{display:flex;flex-wrap:wrap;gap:6px}
.badge{display:inline-flex;align-items:center;font-size:11px;font-weight:750;padding:4px 8px;border-radius:7px;white-space:nowrap}
.badge-green{background:#DCFCE7;color:#166534}
.badge-blue{background:#DBEAFE;color:#1E40AF}
.badge-amber{background:#FEF3C7;color:#92400E}
.badge-purple{background:#EDE9FE;color:#5B21B6}
.badge-red{background:#FEE2E2;color:#991B1B}
.badge-slate{background:#F1F5F9;color:#334155}
.offer-params{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;border-top:1px dashed var(--line);border-bottom:1px dashed var(--line);padding:11px 0}
.offer-params div{min-width:0}
.offer-params span{display:block;font-size:11px;color:var(--muted);margin-bottom:1px}
.offer-params b{display:block;font-size:14px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.offer-actions{display:flex;align-items:center;gap:9px;margin-top:auto}
.offer-actions .btn{flex:1}
.offer-actions .more{font-size:12px;color:var(--muted);white-space:nowrap}
.rate-big{font-size:19px;font-weight:850;color:var(--ink)}

/* panels/lists */
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--card-shadow)}
.panel + .panel{margin-top:18px}
.split{display:grid;grid-template-columns:1fr 340px;gap:22px;align-items:start}
.org-list{display:grid;gap:10px}
.org-row{display:flex;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid #F1F5F9}
.org-row:last-child{border-bottom:0}
.org-row .meta{flex:1;min-width:0}
.org-row .meta b{display:block;font-size:14px}
.org-row .meta span{font-size:12px;color:var(--muted)}
.rank{width:26px;height:26px;border-radius:8px;background:#EEF2FF;color:var(--blue);display:grid;place-items:center;font-size:12px;font-weight:800;flex:0 0 auto}
.rank.top{background:linear-gradient(135deg,#FDE68A,#F59E0B);color:#78350F}
.article-list{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.article-card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--card-shadow);color:var(--ink);display:flex;flex-direction:column;transition:.16s}
.article-card:hover{transform:translateY(-2px)}
.article-cover{height:116px;background:linear-gradient(135deg,#1D4ED8,#4F46E5);position:relative;display:flex;align-items:flex-end;padding:12px;color:#fff;font-weight:800}
.article-cover.gradient-1{background:linear-gradient(135deg,#059669,#10B981)}
.article-cover.gradient-2{background:linear-gradient(135deg,#1E40AF,#4F46E5)}
.article-cover.gradient-3{background:linear-gradient(135deg,#B45309,#F59E0B)}
.article-cover span{font-size:11px;background:rgba(255,255,255,.18);padding:3px 7px;border-radius:6px}
.article-body{padding:14px;display:flex;flex-direction:column;gap:7px;flex:1}
.article-body h3{font-size:15px;margin:0}
.article-body p{font-size:12px;color:var(--muted);margin:0}
.article-meta{font-size:11px;color:var(--soft);margin-top:auto}

/* filters */
.filter-bar{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;display:flex;gap:12px;align-items:end;flex-wrap:wrap;box-shadow:var(--card-shadow)}
.filter-bar .field{margin:0;min-width:160px;flex:1}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0}
.chip{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line-2);border-radius:999px;padding:7px 12px;font-size:13px;font-weight:600;color:#334155}
.chip:hover{border-color:#93C5FD;background:#EFF6FF}
.chip.active{background:var(--blue);border-color:var(--blue);color:#fff}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:6px;align-items:center;font-size:12px;color:var(--muted);padding:14px 0 0}
.breadcrumbs a{color:var(--muted)}
.breadcrumbs a:hover{color:var(--blue)}
.breadcrumbs .sep{color:var(--line-2)}

/* tables */
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:12px;background:#fff}
table{width:100%;border-collapse:collapse;font-size:13px}
th,td{padding:10px 12px;text-align:left;border-bottom:1px solid #F1F5F9;vertical-align:top}
th{background:#F8FAFC;font-size:11px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:750}
tr:last-child td{border-bottom:0}
.table-actions{display:flex;gap:6px;flex-wrap:wrap}

/* calculator */
.calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:22px;align-items:start}
.calc-result{background:linear-gradient(135deg,#172554,#1D4ED8);color:#fff;border-radius:var(--radius);padding:24px;position:sticky;top:84px}
.calc-result .big{font-size:36px;font-weight:900;letter-spacing:-.03em;margin:6px 0}
.calc-result .row{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:13px}
.calc-result .row:last-child{border-bottom:0}
.calc-result .row span{color:#BFDBFE}
.calc-result .row b{text-align:right}
.calc-note{font-size:11px;color:#93C5FD;margin-top:12px}

/* forms/cards auth */
.auth-wrap{max-width:470px;margin:32px auto;padding:0 16px}
.auth-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:var(--card-shadow)}
.auth-card h1{font-size:26px;margin-bottom:6px}
.divider{display:flex;align-items:center;gap:10px;color:var(--soft);font-size:12px;margin:18px 0}
.divider::before,.divider::after{content:"";height:1px;background:var(--line);flex:1}
.social-btn{display:flex;align-items:center;justify-content:center;gap:9px;width:100%;border:1px solid var(--line-2);border-radius:11px;background:#fff;padding:11px;font:inherit;font-weight:700;cursor:pointer;margin-bottom:9px;color:var(--ink)}
.social-btn:hover{background:#F8FAFC;border-color:#93C5FD}
.alert{padding:12px 14px;border-radius:11px;font-size:13px;margin-bottom:14px}
.alert-error{background:#FEF2F2;color:#991B1B;border:1px solid #FECACA}
.alert-ok{background:#ECFDF5;color:#065F46;border:1px solid #A7F3D0}
.alert-info{background:#EFF6FF;color:#1E40AF;border:1px solid #BFDBFE}

/* personal cabinet */
.lk-shell{display:grid;grid-template-columns:250px 1fr;gap:22px;align-items:start;padding:24px 0}
.lk-nav{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:10px;box-shadow:var(--card-shadow);position:sticky;top:84px}
.lk-nav a{display:flex;align-items:center;gap:9px;padding:10px 11px;border-radius:9px;color:#334155;font-weight:650;font-size:14px}
.lk-nav a:hover{background:#F8FAFC}
.lk-nav a.active{background:#EEF2FF;color:var(--blue)}
.lk-user{padding:12px;border-bottom:1px solid var(--line);margin-bottom:8px}
.lk-user b{display:block;font-size:14px}
.lk-user span{font-size:12px;color:var(--muted)}
.score-card{background:linear-gradient(135deg,#172554,#1D4ED8);color:#fff;border-radius:var(--radius);padding:22px;display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:center}
.gauge{--val:65;width:150px;height:75px;position:relative;overflow:hidden}
.gauge::before{content:"";position:absolute;inset:0;border-radius:150px 150px 0 0;background:conic-gradient(from 270deg at 50% 100%,#EF4444 0deg,#F59E0B 65deg,#10B981 130deg,#10B981 180deg,transparent 180deg);opacity:.95}
.gauge::after{content:"";position:absolute;left:18px;right:18px;bottom:0;height:57px;background:#172554;border-radius:110px 110px 0 0}
.gauge .needle{position:absolute;left:50%;bottom:0;width:3px;height:62px;background:#fff;border-radius:3px;transform-origin:50% 100%;transform:rotate(calc(-90deg + (var(--val) * 1.8deg)));z-index:2;box-shadow:0 0 10px rgba(255,255,255,.5)}
.gauge .hub{position:absolute;left:calc(50% - 7px);bottom:-7px;width:14px;height:14px;border-radius:50%;background:#fff;z-index:3}
.score-value{font-size:44px;font-weight:900;line-height:1}
.score-label{font-size:13px;color:#BFDBFE}
.bonus-pill{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.2);padding:7px 11px;border-radius:999px;font-size:12px;font-weight:700;margin-top:9px}
.offer-row{display:flex;align-items:center;gap:12px;padding:13px 0;border-bottom:1px solid #F1F5F9}
.offer-row:last-child{border-bottom:0}
.offer-row .meta{flex:1;min-width:0}
.offer-row .meta b{display:block;font-size:14px}
.offer-row .meta span{font-size:12px;color:var(--muted)}
.toggle{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid #F1F5F9}
.toggle:last-child{border-bottom:0}
.switch{position:relative;width:44px;height:25px;flex:0 0 auto}
.switch input{opacity:0;width:0;height:0}
.switch span{position:absolute;inset:0;background:#CBD5E1;border-radius:99px;transition:.18s;cursor:pointer}
.switch span::before{content:"";position:absolute;width:19px;height:19px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.18s;box-shadow:0 1px 3px rgba(0,0,0,.2)}
.switch input:checked + span{background:var(--green)}
.switch input:checked + span::before{transform:translateX(19px)}

/* footer */
.site-footer{background:#0B1220;color:#CBD5E1;margin-top:40px;padding:36px 0 26px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:26px}
.site-footer h4{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:11px}
.site-footer a{color:#CBD5E1;font-size:13px;display:block;margin-bottom:7px}
.site-footer a:hover{color:#fff}
.footer-legal{border-top:1px solid #1E293B;margin-top:24px;padding-top:18px;font-size:11px;color:#94A3B8;line-height:1.6}
.footer-legal b{color:#E2E8F0}
.footer-bottom{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;margin-top:12px;font-size:11px;color:#64748B}

/* mobile nav */
.mobile-nav{display:none;position:fixed;left:10px;right:10px;bottom:10px;z-index:60;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 16px 40px -12px rgba(15,23,42,.35);padding:7px 4px}
.mobile-nav a{display:flex;flex-direction:column;align-items:center;gap:2px;font-size:10px;font-weight:700;color:var(--muted);flex:1;padding:5px 0;border-radius:10px}
.mobile-nav a.active{color:var(--blue);background:#EEF2FF}
.mobile-nav .ico{font-size:19px;line-height:1.1}

/* admin */
.admin-body{background:#F1F5F9}
.admin-shell{display:grid;grid-template-columns:240px 1fr;min-height:100vh}
.admin-side{background:#0B1220;color:#CBD5E1;padding:18px 12px;position:sticky;top:0;height:100vh;overflow:auto}
.admin-side .logo{font-size:17px;margin:0 8px 18px}
.admin-side a{display:flex;align-items:center;gap:9px;color:#CBD5E1;padding:10px 11px;border-radius:9px;font-size:13px;font-weight:600;margin-bottom:2px}
.admin-side a:hover,.admin-side a.active{background:#1E293B;color:#fff}
.admin-main{padding:24px;min-width:0}
.admin-top{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:20px;flex-wrap:wrap}
.admin-top h1{font-size:24px;margin:0}
.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:20px}
.stat-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}
.stat-card b{display:block;font-size:27px;font-weight:850;letter-spacing:-.03em}
.stat-card span{font-size:12px;color:var(--muted)}
.admin-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;margin-bottom:18px}
.admin-card h2{font-size:17px;margin-bottom:14px}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.form-grid .full{grid-column:1/-1}
.sync-box{background:#EFF6FF;border:1px solid #BFDBFE;border-radius:12px;padding:14px;display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.sync-box b{display:block;font-size:14px}
.sync-box span{font-size:12px;color:var(--muted)}
.review-admin{border:1px solid var(--line);border-radius:12px;padding:14px;margin-bottom:10px}
.review-admin .head{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-bottom:6px}
.status{font-size:11px;font-weight:750;padding:3px 8px;border-radius:6px}
.status-pending{background:#FEF3C7;color:#92400E}.status-approved{background:#DCFCE7;color:#166534}.status-rejected{background:#FEE2E2;color:#991B1B}
.seo-preview{border:1px dashed var(--line-2);border-radius:10px;padding:12px;background:#F8FAFC;margin-top:10px;font-size:13px}
.seo-preview .url{color:#166534;font-size:12px}
.seo-preview .title{color:#1A0DAB;font-size:16px;font-weight:600;margin:2px 0}
.htmx-indicator{opacity:0;transition:opacity .2s}
.htmx-request .htmx-indicator,.htmx-request.htmx-indicator{opacity:1}
.spinner{width:18px;height:18px;border:2px solid #BFDBFE;border-top-color:var(--blue);border-radius:50%;animation:spin .7s linear infinite;display:inline-block;vertical-align:middle}
@keyframes spin{to{transform:rotate(360deg)}}
details{border:1px solid var(--line);border-radius:11px;padding:10px 13px;background:#fff;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;font-size:13px}
details[open] summary{margin-bottom:10px}
.prose{font-size:15px;line-height:1.7;color:#1E293B}
.prose h2{font-size:22px;margin:26px 0 10px}
.prose h3{font-size:18px;margin:20px 0 8px}
.prose ul,.prose ol{padding-left:22px;margin:0 0 14px}
.prose li{margin-bottom:6px}
.prose blockquote{border-left:4px solid #BFDBFE;background:#EFF6FF;padding:10px 14px;margin:14px 0;border-radius:0 10px 10px 0}
.seo-text{font-size:14px;color:#334155;line-height:1.7}
.seo-text h2{font-size:20px;margin:18px 0 8px}
.seo-text ul{padding-left:20px}
.faq details{margin-bottom:8px}
.pagination{display:flex;gap:6px;justify-content:center;margin-top:24px;flex-wrap:wrap}
.pagination a,.pagination span{padding:8px 12px;border:1px solid var(--line);border-radius:9px;background:#fff;font-size:13px}
.pagination .current{background:var(--blue);color:#fff;border-color:var(--blue)}
.empty{text-align:center;padding:40px 16px;color:var(--muted)}
.empty .ico{font-size:38px;display:block;margin-bottom:8px}
.tag-cloud{display:flex;flex-wrap:wrap;gap:8px}
.tag-cloud a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 12px;font-size:12px;color:#334155}
.tag-cloud a:hover{border-color:#93C5FD;color:var(--blue)}
.hr{height:1px;background:var(--line);margin:22px 0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.kpi{font-size:13px;color:var(--muted)}
.kpi b{display:block;font-size:20px;color:var(--ink)}
.copy{font-size:12px;color:var(--muted);word-break:break-all}

@media(max-width:1000px){
  .hero-grid,.split,.calc-grid,.lk-shell{grid-template-columns:1fr}
  .lk-nav{position:static;display:flex;gap:6px;overflow:auto}
  .lk-nav a{white-space:nowrap}
  .lk-user{display:none}
  .cat-grid{grid-template-columns:repeat(4,1fr)}
  .offer-grid,.article-list{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .admin-shell{grid-template-columns:1fr}
  .admin-side{position:static;height:auto;display:flex;gap:4px;overflow:auto;padding:10px}
  .admin-side .logo{display:none}
  .admin-side a{white-space:nowrap;margin:0}
  .stat-grid{grid-template-columns:repeat(2,1fr)}
  .main-nav{display:none}
}
@media(max-width:720px){
  body{font-size:14px}
  .container{padding:0 14px}
  .hero{padding:30px 0 40px}
  .hero-card{padding:18px}
  .cat-grid{grid-template-columns:repeat(3,1fr);gap:9px}
  .offer-grid,.article-list,.two-col,.form-grid{grid-template-columns:1fr}
  .offer-params{grid-template-columns:repeat(3,1fr)}
  .section{padding:24px 0}
  .section-head{flex-direction:column;align-items:flex-start}
  .site-footer{padding-bottom:84px}
  .footer-grid{grid-template-columns:1fr}
  .mobile-nav{display:flex}
  .score-card{grid-template-columns:1fr;text-align:center;justify-items:center}

  .btn{padding:10px 14px}
  .filter-bar{flex-direction:column;align-items:stretch}
  .admin-main{padding:14px}
  .stat-grid{grid-template-columns:1fr 1fr}
  table{font-size:12px}
  th,td{padding:8px}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto}}

/* ===== 2026 public redesign: white header, contrast, premium cards ===== */
body{font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
h1,h2,h3,h4,.logo-text,.score-value,.calc-result .big{font-family:Manrope,Inter,ui-sans-serif,system-ui,sans-serif}

/* header */
.site-header{background:#FFFFFF;color:#0F172A;border-bottom:1px solid #E2E8F0;box-shadow:0 1px 0 rgba(15,23,42,.03),0 10px 30px -24px rgba(15,23,42,.25);backdrop-filter:saturate(1.25) blur(10px);position:sticky;top:0}
.site-header .header-inner{min-height:70px;gap:18px}
.site-header .logo{color:#0F172A}
.site-header .logo-mark{background:linear-gradient(135deg,#1D4ED8,#4F46E5);color:#fff;box-shadow:0 8px 18px -8px rgba(29,78,216,.75)}
.site-header .logo-text{letter-spacing:-.03em}
.site-header .logo-text b{color:#1D4ED8}
.main-nav a{color:#334155;font-weight:650;font-size:14px;padding:9px 11px;border-radius:9px}
.main-nav a:hover,.main-nav a.active{background:#EEF2FF;color:#1D4ED8}
.header-actions{gap:10px}
.city-badge{display:inline-flex;align-items:center;gap:5px;border:1px solid #E2E8F0;background:#F8FAFC;color:#334155;border-radius:999px;padding:7px 10px;font-size:12px;font-weight:700;white-space:nowrap}
.city-badge svg{width:14px;height:14px;color:#1D4ED8}
.btn-accent{background:linear-gradient(180deg,#2563EB,#1D4ED8);color:#fff;border:1px solid rgba(29,78,216,.35);box-shadow:0 10px 20px -10px rgba(29,78,216,.7);border-radius:11px}
.btn-accent:hover{filter:brightness(1.06);box-shadow:0 12px 24px -10px rgba(29,78,216,.8)}
.header-actions .btn-sm{padding:9px 14px}
.btn svg{width:16px;height:16px;flex:0 0 auto}

/* hero contrast */
.hero-copy p{color:#DBEAFE}
.hero-points span{display:inline-flex;align-items:center;gap:6px}
.hero-points svg{width:14px;height:14px;color:#A7F3D0}
.hero-card{color:#0F172A}
.hero-card h3{color:#0F172A;margin:0 0 2px;font-size:20px}
.hero-card p,.hero-card .small{color:#475569}
.hero-card .muted{color:#475569}
.hero-card .tiny,.hero-card .soft{color:#64748B}
.hero-card label,.hero-card .slider-head{color:#0F172A}
.hero-card output{color:#1D4ED8}
.master-head{display:flex;gap:12px;align-items:flex-start;margin-bottom:14px}
.master-icon{width:42px;height:42px;border-radius:12px;background:#EEF2FF;color:#1D4ED8;display:grid;place-items:center;flex:0 0 auto}
.master-icon svg{width:21px;height:21px}
.master-sub{margin:2px 0 0!important;font-size:13px;color:#475569!important;line-height:1.45}
.master-live{display:flex;align-items:center;gap:8px;background:#F0FDF4;border:1px solid #BBF7D0;color:#166534;border-radius:11px;padding:9px 11px;font-size:12px;font-weight:600;margin-bottom:14px}
.master-live b{color:#047857;font-weight:850}
.master-live .sep{color:#34D399;margin:0 2px}
.live-dot{width:8px;height:8px;border-radius:50%;background:#10B981;box-shadow:0 0 0 4px rgba(16,185,129,.15);animation:pulseDot 2s infinite;flex:0 0 auto}
@keyframes pulseDot{0%,100%{box-shadow:0 0 0 4px rgba(16,185,129,.15)}50%{box-shadow:0 0 0 7px rgba(16,185,129,.06)}}
.quick-amounts{display:grid;grid-template-columns:repeat(4,1fr);gap:7px;margin:-2px 0 14px}
.quick-amount{border:1px solid #E2E8F0;background:#F8FAFC;border-radius:9px;padding:8px 4px;font:inherit;font-size:12px;font-weight:750;color:#334155;cursor:pointer;transition:.15s}
.quick-amount:hover,.quick-amount.active{border-color:#93C5FD;background:#EFF6FF;color:#1D4ED8}
.master-consent{color:#475569!important;font-size:11px;line-height:1.45;margin:10px 0 0;text-align:center}
.master-consent a{color:#1D4ED8;text-decoration:underline;text-decoration-color:#93C5FD}

/* category tiles */
.cat-grid{gap:14px}
.cat-tile{padding:16px 12px;border-radius:16px;gap:7px;border:1px solid #E2E8F0;box-shadow:0 1px 2px rgba(15,23,42,.03)}
.cat-tile:hover{transform:translateY(-3px);border-color:#BFDBFE;box-shadow:0 16px 30px -22px rgba(29,78,216,.45)}
.cat-ico{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;margin:0 auto 2px}
.cat-ico svg{width:22px;height:22px}
.cat-zaimy{background:#ECFDF5;color:#059669}
.cat-kredity{background:#EFF6FF;color:#1D4ED8}
.cat-karty{background:#F5F3FF;color:#6D28D9}
.cat-debetovye-karty{background:#ECFEFF;color:#0891B2}
.cat-vklady{background:#F0FDFA;color:#0D9488}
.cat-ipoteka{background:#FFF7ED;color:#EA580C}
.cat-osago{background:#FEF2F2;color:#DC2626}
.cat-tile b{font-size:13px;color:#0F172A}
.cat-tile span{font-size:11px;color:#64748B}

/* offer cards */
.offer-grid{gap:20px}
.offer-card{border-radius:18px;border:1px solid #E2E8F0;background:#FFFFFF;box-shadow:0 1px 2px rgba(15,23,42,.04),0 12px 26px -24px rgba(15,23,42,.3);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.offer-card:hover{transform:translateY(-4px);border-color:#BFDBFE;box-shadow:0 20px 42px -24px rgba(15,23,42,.38)}
.offer-top h3 a{color:#0F172A;text-decoration:none}
.offer-top h3 a:hover{color:#1D4ED8}
.offer-top .org{color:#64748B}
.dot-sep{color:#CBD5E1;margin:0 2px}
.org-logo{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#1D4ED8,#4F46E5);color:#fff;overflow:hidden;box-shadow:0 8px 16px -12px rgba(15,23,42,.5)}
.org-logo svg{width:100%;height:100%;display:block}
.rating-line{color:#64748B}
.badge{border:1px solid transparent}
.badge-green{background:#ECFDF5;color:#047857;border-color:#A7F3D0}
.badge-blue{background:#EFF6FF;color:#1D4ED8;border-color:#BFDBFE}
.badge-amber{background:#FFF7ED;color:#C2410C;border-color:#FED7AA}
.badge-purple{background:#F5F3FF;color:#6D28D9;border-color:#DDD6FE}
.badge-slate{background:#F8FAFC;color:#475569;border-color:#E2E8F0}
.offer-params{border-top:1px dashed #E2E8F0;border-bottom:1px dashed #E2E8F0;padding:12px 0}
.offer-params span{color:#64748B}
.offer-params b{color:#0F172A;font-size:16px}
.offer-params .offer-sum{font-size:20px;font-weight:850;letter-spacing:-.03em}
.rate-zero{color:#059669;font-weight:850}
.offer-actions .btn-primary{background:linear-gradient(180deg,#12C48B,#10B981 60%,#059669);box-shadow:0 10px 22px -12px rgba(16,185,129,.85)}
.offer-actions .btn-primary svg{width:16px;height:16px}
.offer-actions .more{color:#64748B;font-weight:650}
.offer-actions .more:hover{color:#1D4ED8}

/* section polish */
.section-head h2{color:#0F172A}
.section-head p{color:#64748B}
.panel{border-radius:18px;border:1px solid #E2E8F0;box-shadow:0 1px 2px rgba(15,23,42,.03),0 14px 30px -28px rgba(15,23,42,.35)}
.org-row .meta b a{color:#0F172A}
.org-row .meta b a:hover{color:#1D4ED8}

/* auth icons */
.social-btn svg{width:18px;height:18px}
.auth-icon{width:64px;height:64px;border-radius:18px;background:#EEF2FF;color:#1D4ED8;display:grid;place-items:center;margin:0 auto 10px}
.auth-icon svg{width:30px;height:30px}
.error-icon{width:74px;height:74px;border-radius:20px;background:#EEF2FF;color:#1D4ED8;display:grid;place-items:center;margin:0 auto 10px}
.error-icon svg{width:34px;height:34px}

/* lk nav icons */
.lk-nav a svg{width:17px;height:17px;flex:0 0 auto}
.mobile-nav .ico svg{width:21px;height:21px;stroke-width:1.9}
.empty .ico svg{width:34px;height:34px}

@media(max-width:1000px){
  .site-header .main-nav{display:none}
  .city-badge{display:none}
}
@media(max-width:720px){
  .site-header .header-inner{min-height:62px;gap:10px}
  .site-header .logo{font-size:18px}
  .site-header .logo-mark{width:32px;height:32px;border-radius:10px;font-size:17px}
  .quick-amounts{grid-template-columns:repeat(4,1fr);gap:5px}
  .quick-amount{font-size:11px;padding:7px 2px}
  .offer-grid{gap:14px}
  .offer-card{padding:16px}
  .offer-params .offer-sum{font-size:18px}
  .offer-actions .btn{font-size:13px}
  .master-live{font-size:11px}
}

/* ===== Online anketa (4-step wizard) ===== */
.anketa-wrap{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:24px;align-items:start}
.anketa-intro h1{font-size:clamp(28px,3.6vw,40px);margin-bottom:10px}
.anketa-card{background:#fff;border:1px solid #E2E8F0;border-radius:20px;padding:26px;box-shadow:0 1px 2px rgba(15,23,42,.04),0 18px 40px -28px rgba(15,23,42,.35)}
.anketa-progress{margin-bottom:22px}
.progress-head{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:13px;color:#64748B;margin-bottom:9px}
.progress-head b{color:#1D4ED8;font-family:Manrope,Inter,sans-serif;font-size:14px}
.progress-track{height:8px;border-radius:99px;background:#EEF2FF;overflow:hidden}
.progress-fill{height:100%;border-radius:99px;background:linear-gradient(90deg,#1D4ED8,#10B981);transition:width .35s ease}
.progress-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;list-style:none;padding:0;margin:14px 0 0}
.progress-steps li{display:flex;align-items:center;gap:6px;font-size:11px;color:#94A3B8;font-weight:650;min-width:0}
.progress-steps li b{width:24px;height:24px;border-radius:50%;background:#F1F5F9;color:#64748B;display:grid;place-items:center;font-size:11px;flex:0 0 auto}
.progress-steps li span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.progress-steps li.active{color:#1D4ED8}
.progress-steps li.active b{background:#1D4ED8;color:#fff;box-shadow:0 0 0 4px rgba(29,78,216,.12)}
.progress-steps li.done{color:#059669}
.progress-steps li.done b{background:#10B981;color:#fff}
.step-panel h2{font-size:23px;margin-bottom:4px}
.step-panel[hidden]{display:none!important}
.wizard-actions{display:flex;justify-content:flex-end;gap:9px;margin-top:20px;flex-wrap:wrap}
.wizard-actions .btn{min-width:130px}
.choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}
.choice-card{position:relative;display:flex;flex-direction:column;gap:4px;border:1px solid #E2E8F0;border-radius:13px;padding:13px;cursor:pointer;background:#fff;transition:.16s}
.choice-card:hover{border-color:#93C5FD;background:#F8FAFC}
.choice-card input{position:absolute;opacity:0;width:1px;height:1px}
.choice-card:has(input:checked){border-color:#1D4ED8;background:#EFF6FF;box-shadow:0 0 0 3px rgba(29,78,216,.1)}
.choice-icon{width:38px;height:38px;border-radius:11px;background:#EEF2FF;color:#1D4ED8;display:grid;place-items:center;margin-bottom:3px}
.choice-icon svg{width:19px;height:19px}
.choice-card b{font-size:13px;color:#0F172A}
.choice-card small{font-size:11px;color:#64748B;line-height:1.35}
.anketa-quick{margin-top:10px;margin-bottom:16px}
.scoring-inner{text-align:center;padding:26px 10px 18px}
.scoring-inner h2{font-size:24px}
.scoring-inner p{color:#64748B;max-width:440px;margin:6px auto 18px}
.scoring-spinner{width:66px;height:66px;border-radius:50%;border:4px solid #DBEAFE;border-top-color:#1D4ED8;margin:0 auto 16px;animation:spin .8s linear infinite}
.scoring-track{height:7px;border-radius:99px;background:#EEF2FF;overflow:hidden;max-width:360px;margin:0 auto 12px}
.scoring-track span{display:block;height:100%;width:40%;border-radius:99px;background:linear-gradient(90deg,#1D4ED8,#10B981);animation:scoreSlide 1.3s ease-in-out infinite}
@keyframes scoreSlide{0%{transform:translateX(-100%)}100%{transform:translateX(300%)}}
.anketa-aside .panel{margin-bottom:16px}
.check-list{list-style:none;padding:0;margin:8px 0 0}
.check-list li{display:flex;align-items:flex-start;gap:8px;font-size:13px;color:#334155;margin-bottom:9px}
.check-list svg{width:16px;height:16px;color:#059669;flex:0 0 auto;margin-top:1px}
.anketa-step-note{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:#334155;margin-top:10px}
.anketa-step-note b{width:24px;height:24px;border-radius:50%;background:#EEF2FF;color:#1D4ED8;display:grid;place-items:center;font-size:11px;flex:0 0 auto}
.btn-anketa{background:linear-gradient(180deg,#12C48B,#10B981 60%,#059669);color:#fff;border:1px solid rgba(5,150,105,.35);box-shadow:0 10px 20px -12px rgba(16,185,129,.8)}
.btn-anketa:hover{filter:brightness(1.05)}
@media(max-width:1000px){.anketa-wrap{grid-template-columns:1fr}.anketa-aside{display:grid;grid-template-columns:1fr 1fr}}
@media(max-width:720px){
  .anketa-card{padding:18px}
  .choice-grid{grid-template-columns:1fr}
  .progress-steps li span{display:none}
  .progress-steps{grid-template-columns:repeat(4,1fr)}
  .progress-steps li{justify-content:center}
  .anketa-aside{grid-template-columns:1fr}
  .wizard-actions .btn{flex:1;min-width:0}
  .header-actions .btn-anketa{padding:8px 10px;font-size:12px}
}
/* ===== 2026 light fintech hero (Banki.ru / T-Bank inspired) ===== */
.hero{background:linear-gradient(135deg,#FFFFFF 0%,#F1F5FF 46%,#ECFDF5 100%);color:#0F172A;border-bottom:1px solid #E2E8F0;padding:52px 0 60px}
.hero::before{background:radial-gradient(circle,rgba(29,78,216,.10),transparent 65%);right:-140px;top:-220px}
.hero::after{background:radial-gradient(circle,rgba(16,185,129,.12),transparent 65%);left:-160px;bottom:-240px}
.hero h1{color:#0F172A}
.hero h1 em{color:#1D4ED8}
.hero-copy p{color:#475569}
.hero-points span{background:#FFFFFF;border:1px solid #E2E8F0;color:#475569;box-shadow:0 1px 2px rgba(15,23,42,.03)}
.hero-points svg{color:#059669}
.hero .btn-ghost{background:#FFFFFF;color:#1D4ED8;border:1px solid #BFDBFE}
.hero .btn-ghost:hover{background:#EFF6FF}
.hero-card{border:1px solid #E2E8F0;box-shadow:0 24px 60px -34px rgba(15,23,42,.38)}
.hero .eyebrow{gap:7px}
.hero .eyebrow svg{width:14px;height:14px}
.cat-ico svg{width:22px;height:22px;stroke-width:1.9}